Calculate stamp duty and registration charges for property purchase across all Indian states. Stamp duty rates vary significantly — from 3% in some states to 8% in others, with additional concessions for women buyers and first-time homeowners.
Don’t get surprised by hidden costs. On a ₹50 lakh property, stamp duty alone can be ₹2-4 lakh. Our calculator shows state-wise rates for 2025 with separate calculations for male, female, and joint ownership — so you can plan your property purchase smartly.
How to Use This Calculator
- Select your state from the dropdown.
- Enter the property value in Rupees.
- Select ownership type (Male, Female, Joint).
- Click “Calculate” to see stamp duty, registration charges, and total cost.
Frequently Asked Questions
What is stamp duty on property in India?
Stamp duty is a tax paid to the state government when you buy property. It ranges from 3% to 8% of property value depending on the state. For example, Maharashtra charges 5% (6% in Mumbai), Karnataka charges 5%, Delhi charges 4-6%, and Rajasthan charges 5-6%.
Do women get stamp duty concession?
Yes, several states offer stamp duty concessions for women buyers. Delhi charges 4% for women vs 6% for men. Haryana offers 2% concession for women. Rajasthan charges 4% for women vs 5% for men. Registering property in a woman’s name can save ₹50,000 to ₹2 lakh.
Is stamp duty tax deductible?
Yes, stamp duty and registration charges paid for a residential property can be claimed as deduction under Section 80C, up to the overall limit of ₹1.5 lakh. This is available only in the Old Tax Regime and only in the year of payment.
