Compare the total ownership cost of a bike vs a car in India over 5 years. Bikes are cheaper to buy, but how much do you really save when you factor in fuel, insurance, maintenance, loan EMI, and depreciation? Our calculator gives you the complete picture.
For many Indians, this is a real decision — especially in cities with bad traffic where bikes are faster, or for families that need the comfort and safety of a car. See the exact cost difference per month and per km to make an informed choice.
How to Use This Calculator
- Enter the on-road price of both bike and car.
- Enter mileage, fuel price, and monthly distance.
- Enter insurance and maintenance costs for each.
- Click “Compare” to see 5-year total cost comparison.
Frequently Asked Questions
How much cheaper is a bike than a car per km?
A bike typically costs ₹1.5-3 per km (fuel + maintenance), while a car costs ₹5-10 per km. When you include EMI and depreciation, a bike costs ₹4-7/km total and a car costs ₹10-20/km total. Bikes are roughly 50-70% cheaper per km overall.
What is the average maintenance cost of a car vs bike in India?
Annual maintenance: Bike ₹3,000-8,000, Car ₹10,000-30,000. This includes servicing, tyres, consumables, and minor repairs. Luxury cars can cost ₹50,000+ per year in maintenance. Bikes need more frequent servicing but each service costs much less.
Is it worth buying a car for daily commute in India?
Depends on distance and city. For <15 km in traffic-heavy cities, a bike or scooter is faster and cheaper. For 15-30 km with highway stretches, a car is more comfortable and safer. For families, a car is practical. Run the numbers with our calculator to see the actual cost difference for your commute.